Financial Foundations: Smart Saving & Spending

Written By Theresa Shropshire

May 7, 2025

Event Description:
This course will help you build a strong financial foundation by teaching you how to save for short-term, mid-term, and long-term goals. You'll learn the basics of budgeting, responsible borrowing with credit cards, and managing income and fixed expenses. Additionally, you'll explore different savings options, including High-Yield Savings Accounts (HYSA) and Certificates of Deposit (CDs), to grow your wealth effectively.

Topics Covered:

  • Saving for your future and reaching short-term, mid-term, and long-term goals

  • Credit cards and responsible borrowing

  • Budgeting 101 and the 50-30-20 rule

  • Income, fixed expenses, and different savings types

  • High-Yield Savings Accounts (HYSA) and Certificates of Deposit (CDs)

Speaker: Emma Hitchens

Theresa Shropshire
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